Legal Documents to Buy Property in India - Your Required Proof of Ownership

Buying a house for sale in Amritsar, Gurgaon, Delhi, Pune or some other well-developed city in India can be a good idea. Regardless of the location where you plan to invest in a property, you must be careful about the documentation and legal formalities. Not having the right paperwork in place can land you in legal trouble later on. 

Here are some of the important legal documents you would need for property ownership in India:

• Title Deed: Also called the Sale Deed or Sale Agreement, this document is meant to establish the ownership of the property. It outlines the terms and conditions of the sale and includes details like the purchase price of the property, the property description, as well as the names and addresses of the buyer and seller. 
• NOC or No Objection Certificate: Your property developer should obtain diverse NOCs from varied authorities while completing a housing project. The number of certificates can vary depending on the state. You should ask your developer for a copy of the NOCs and keep them safely with you.
• Property Tax Receipts: Proof of payment of property tax that is levied by the local municipal corporation is needed to establish that the taxes of the property are up to date.
• Encumbrance Certificate: This certificate is issued by the Registrar of Sub-Assurances or Registrar of Properties. It certifies that the property is free from any kind of legal or financial liabilities.
• Building Approval Plan: In case you are buying an under-construction property, it is imperative to verify that the building plan has been approved by the relevant local authorities, including the Municipal Corporation or Development Authority.
• Khata Certificate and Extract: A Khata Certificate contains details on the property, including the owner's credentials, demarcations, location, carpet area, and built-up area. Such documents help in establishing the property's ownership, as well as paying property taxes. The Khata Certificate is issued by the local municipal corporation.
• General power of attorney: This document essentially is a testimony of the sale purchase deed done by an authorized person on behalf of the owner. This legal property document shall be required in original format when you apply for a loan. 

No matter whether you are buying a house for sale in Amritsar, Delhi, Gurgaon, Mumbai, Bangalore, or Agra, it is important to check and verify all the documents mentioned above during the property purchase process.